

Man the difference between 23 and 33 and giving a shit is crazy.
I had my heart broken badly when I was 23 and honestly, it fucked up a good bit of my 20s. Even some of my 30s.
My advice first will be therapy. Breakups hurt losing friends hurts. Your gonna feel the pain of the collapse of the ability to dream about your shared future a lot. You need to start dreaming about a new different future.
This next piece of advice might sound impossible, but you need to go no contact with her for a good 6 months while you process this. That muscle in your brain trained to daydream about your future is gonna be a bitch, and hanging out and acting like friends is gonna make that take forever. Go no contact. You can be friends again later, but not now.
You got this.
Not having a credit card doesn’t make it any more difficult for someone to steal your identity, provided you keep your card secure/on you.
Like, the essence of having a line of credit does not prevent someone from opening a line of credit in your name. Freezing your credit does?
I dont have an answer to your question, but if that is really the only reason you don’t have a CC, just get a CC. Get a CC and freeze your lines of credit. Then your identity is more secure than it is right now, and you’ll have a credit card.