

Is your situation that you have literally $0 and no credit? In that case, I don’t think remote work is realistically feasible. In the future I’d just be honest and communicate your situation with your employer. Realistically though, until your situation is stable, I’d try to find an in-office or hybrid job. Remote work is generally harder to get so if you were able to get a remote job I’m sure you could find something in-office or hybrid.
Most places aren’t hiring right now because of economic uncertainty, even with job postings listed. If you were getting interviews from your resume before, you probably aren’t doing anything particularly wrong.
Also, 100 applications in a year isn’t a lot. You’ll need to crank those numbers if you’re in a rush to find something.