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Cake day: July 24th, 2023

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  • Just to be sure, annual performance is way more important than the cumulative index performance - net returns, right? Because here climate change is better than SRI.

    You’re trying to stay on the road by looking at the road in the rear view mirror. It’s better than nothing because humans usually can’t see forwards in time. My point is that you should not worry too much about that. It could be because people bought the stocks thinking that they would make more money in the future and 10 years later realized they will not and sell it to the next sucker. It could be that genuinely the companies do better. You don’t know, I don’t know.

    What are you buying? An ETF usually buys a few stocks from a lot of companies that fit their profile.

    What is a stock in a company? It is a tiny fraction of ownership in a company.

    Now would you rather have a tiny ownership in the companies that one ETF buys or a tiny ownership in the others? If you don’t know it does not matter.

    As for buying in EUR or USD it depends. Tax rules can be different, that you will have to check. Since you use USD the EUR one is likely to change more, for the better or worse because the exchange rate will vary. Again 30 years noone knows how.

    Don’t mind Trump, your horizon is 30 years, does not matter if he gets a 3rd term even. He will be dead long before. Unless you think he will crash the economy utterly, but then why are you saving for the future and not buying guns, ammo and non perishable food?





  • zxqwas@lemmy.worldtoNo Stupid Questions@lemmy.world[Deleted]
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    16 days ago

    Better than a lot of other methods. What are you protecting, from who and how annoying would it be to recover if it went wrong. I don’t use a password manager because I’d lose the file for sure and it would be just as inconvenient to recover as if someone hacked me. I also don’t have any sensitive stuff. Work on the other hand I have a password manager.

    The lowest hanging fruit is using a leaked/hacked/stolen list of accounts/emails and passwords and trying them on other sites. You should be safe from that.

    If you have sensitive information someone would be willing to break the law and spend a few thousands of dollars to get you’re not safe.




  • In my country they have enough support from both the left and right leaning voters. Also a vast majority of voters think there are more important issues to deal with.

    Some parties (we have 8 with >4% votes) have an ideological position that we should abolish momarchy. No party is actively campaigning for it, because it’s seen as unimportant.